What is the Atmos Rewards Business Card?

What is the Atmos Rewards Business Card?

Recently, I delved into the Atmos Rewards Business Card, a product of the Atmos Rewards program associated with Alaska Airlines and Hawaiian Airlines. This card is issued by Bank of America and serves as an upgraded version of the previous Alaska Airlines Visa Business Card. The annual fee is $70 for the company and $25 for each individual card, totaling a minimum of $95 per year.

Key Features of the Card

Now is a fantastic time to consider the Atmos Rewards Business Card, thanks to its attractive welcome offer. After spending $5,000 in the first 90 days, you will earn 80,000 Atmos reward points along with a companion fare deal for just $99 (plus taxes and fees starting at $23), applicable for flights with Alaska and Hawaiian in North America.

I estimate each Atmos point is worth about 1.5 cents, meaning those 80,000 points are equivalent to around $1,200, not including the companion fare offer. Importantly, eligibility for this offer does not depend on whether you already have another Atmos Rewards card.

Other Special Offers

You can also benefit from a significant perk by spending $6,000 in a year, which allows you to receive annual companion fare discounts with Alaska and Hawaiian. This is extremely useful if you plan to travel frequently within North America, saving you hundreds of dollars on each ticket.

Easy Approval Process

Based on personal experience and feedback from many, I found the Atmos Rewards Business Card to be quite easy to get approved for. Many users reported instant approval, even more so than with other business credit cards, likely due to the simpler requirements for earning rewards. Plus, applying for this card does not affect Chase's 5/24 rule, meaning it won't count against your limit for opening new accounts if you’re only applying for a business card.

Elite Status with Atmos Rewards

The Atmos Rewards Business Card also helps you earn Elite status points. You will earn one Atmos status point for every $3 spent, with no limit. If you’re serious about pursuing Elite status, you might want to look into a higher-tier personal card, where you can earn one point for every $2 spent.

Travel Perks

When using the Atmos Rewards Business Card, you’ll receive your first checked bag free on Alaska and Hawaiian flights, as long as you purchased your ticket with the card. Additionally, this benefit covers up to six passengers traveling on the same reservation.

Other perks include priority boarding for yourself and up to six other travelers on Alaska flights, making it easier to find space for your carry-on luggage.

Save When Shopping In-Flight

The Atmos Rewards Business Card also offers a 20% discount on in-flight purchases with Alaska and Hawaiian, covering everything from gourmet food and drinks to Wi-Fi. If you frequently fly with these airlines, the savings can add up significantly.

3x Points on Airline Purchases

The Atmos Rewards Business Card provides 3x points for every dollar spent on transactions related to Alaska and Hawaiian. While there are other cards that offer up to 5x points on flights, Atmos points can be harder to earn, and this program doesn’t partner with many other rewards programs.

Choosing a Personal Atmos Rewards Card

If you prefer not to apply for a business card but still want an Atmos Rewards card, you can choose between two personal options. The Atmos Rewards Ascent Visa Signature, with an annual fee of $95, is a great choice with many similar benefits and a generous welcome offer. Alternatively, you might consider the Atmos Rewards Summit Visa Infinite, which has a $395 fee and comes with even more enticing perks.

Conclusion

The Atmos Rewards Business Card not only comes at a reasonable cost but also offers numerous benefits and exciting rewards for those who frequently fly with Alaska and Hawaiian. If you're looking for a credit card that can help maximize your travel rewards and save on trips, this is definitely a choice worth considering.