HereWeGo
May 17, 2026 • 3 min read
Discover the benefits of the American Express Gold Card and how to maximize its value up to $424. A detailed guide for Vietnamese travelers.
Introducing the American Express Gold Card
The American Express® Gold Card is a top choice for those looking to earn Membership Rewards points. If you're someone who frequently dines out, this card is perfect for you. Although the annual fee is $325, you can earn up to $424 in annual credits, which helps offset this cost significantly.
Useful Information for Vietnamese Travelers
For Vietnamese travelers planning to use the American Express Gold Card, it's crucial to pay attention to visa requirements when entering the U.S. Additionally, keep in mind that the card only works at locations that accept Amex. The current exchange rate is approximately 23,000 VND to 1 USD, making the total benefit of $424 equivalent to about 9,752,000 VND.
Types of Credits with the American Express Gold Card
The Gold Card offers various types of credits, including:
✈️ Tìm chuyến bay giá tốt
Đặt vé ngay với giá ưu đãi từ các hãng hàng không
- Uber Cash Credit up to $120: You can receive $10 each month, but you need to enroll through your Amex account. This credit can be used for Uber rides or Uber Eats orders in the U.S.
- Dining Credit up to $120: Similarly, you can earn up to $10 each month for transactions at restaurants and food delivery services like Grubhub. Note that this credit does not apply to gift card purchases.
- Resy Credit up to $100: You can earn up to $50 in the first half of the year and another $50 in the second half for reservations at restaurants partnered with Resy. Interestingly, you don’t need to book through the Resy app.
- Dunkin’ Credit up to $84: Every month, you can earn $7 in credit when you spend at Dunkin’ in the U.S., as long as you use your Amex card.
Tips to Maximize Your Card Benefits
To fully take advantage of the American Express Gold Card benefits, consider these tips:
- Enroll for Credits: Make sure you have signed up for all the available credits through the Benefits section of your Amex account.
- Consistent Spending: To avoid missing out on benefits, develop a reasonable monthly spending strategy.
- Use the App: Keep track of your credits through the Amex app to ensure you don’t miss any monthly credits.
Conclusion
The American Express Gold Card is an excellent product for those who want to maximize benefits from everyday spending. If you frequently dine out, this card can save you a significant amount each year. Be sure to understand the terms and how to redeem credits to fully enjoy these perks.
Article referenced and edited from: One Mile at a Time
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