Amex Business Platinum Credit Card

I've been carrying the Amex Business Platinum card in my wallet for four years now. It's become an indispensable part of my travel rewards strategy, especially with perks like airport lounge access. The Amex Business Platinum is one of the best business reward cards available, which is why I always have it on hand.

With this card, you can save hundreds, if not thousands, of dollars each year thanks to the benefits it offers. Although the annual fee is $895, if you know how to maximize its features, you'll find that this amount can yield significant returns.

Highlights of the Amex Business Platinum

The Amex Business Platinum card comes loaded with attractive features. The Amex Membership Rewards points you earn are highly valuable and flexible. I often use these points to book business class flights with Amex travel partners.

Additionally, the card provides several perks, including access to airport lounges and elite status with Marriott Bonvoy, Hilton Honors, and Leaders Club. However, to make the most of these benefits, you'll need to invest some time in understanding and effectively using the card.

However, not every business is a perfect fit for the Amex Business Platinum card. If you don't frequently send employees on business trips or if your major expenses don't align with the categories offered by this card, it might not be the best choice for you.

Notable Credits

The credits associated with this card include:

Hotels: Up to $600 annually for bookings with American Express Fine Hotels + Resorts or The Hotel Collection.
Dell: Credit of up to $150 for Dell purchases in the U.S., plus an additional $1,000 credit when you spend $5,000.
Indeed: Up to $360 annually, at $90 per quarter.
Adobe: $250 credit after spending $600.
Hilton: Up to $200 annually for transactions at Hilton hotels.
Phone Services: Up to $120 annually for transactions with phone service providers.
Amex Travel Flights: Up to $1,200 for flight credits.

Airport Lounge Access

Not only does the Amex Business Platinum offer excellent credits, but it also stands out for its airport lounge access. Specifically, the card grants you entry to Amex Centurion lounges and over 1,700 lounges worldwide. This is a fantastic option for frequent business travelers.

However, keep in mind that you can only access the Delta Sky Club if you have an eligible flight, and there's a limit of 10 visits per year. If you spend over $75,000, you unlock unlimited access.

Elite Status

This card also allows you to enroll in complimentary elite status with Hilton Honors and Marriott Bonvoy, which comes with fantastic benefits during your stays. Additionally, you can enjoy premium status in car rental programs like Avis and Hertz.

So, if you're a business owner or entrepreneur who frequently organizes business trips, the Amex Business Platinum might be a worthwhile option to consider. However, it's essential to thoroughly review your business expenditures before deciding whether to apply.

Amex Business Platinum Credit Card